Community banks struggle to meet the strict expectations of regulators, but using right-sized, AI-powered AML/BSA tools, they can meet compliance requirements.
The difference between what smaller institutions can feasibly accomplish with the tools currently on the market and what is expected of them is staggering.
The problem is real.
But the answer isn’t a scaled down version of big bank tech.
Community banks need purpose-built AI explainable, policy enforced, and architected for deterministic execution.
AI is probabilistic. Banking isn’t.
The difference between what smaller institutions can feasibly accomplish with the tools currently on the market and what is expected of them is staggering.